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HomeLegal InsightIf you live in NSW, your Certificate of Title is about to become void
4 October 2021

If you live in NSW, your Certificate of Title is about to become void

HomeLegal InsightIf you live in NSW, your Certificate of Title is about to become void
4 October 2021

In recent years New South Wales (NSW) began the move from a paper-based conveyancing system to one of e-conveyancing and one of the last cornerstones of the paper system, the Certificate of Title, is about to be abolished.

From 11 October 2021, paper Certificates of Titles in NSW will cease to have legal effect, and all dealings in land will need to be electronically lodged.

This change only applies in NSW.

How will this affect my ownership and ability to deal with my property?

Other than the process, little will change.

The Torrens Title Register (as held by NSW Land Registry Services) has always been, and will remain, the single record of ownership of land in NSW. The abolition of Certificates of Title will further streamline the conveyancing process and a person (including a mortgagee) will no longer be required to produce a certificate of title or make available a CoRD (control of the right to deal) consent when dealing with land, or receive a paper Certificate of Title when a mortgage is discharged, land is subdivided or when registering any other dealing.

Instead, from 11 October 2021, NSW Land Registry Services will issue an information notice confirming the registration of a dealing that is lodged. This information notice will be sent to the lawyer, conveyancer or bank who lodged the dealing.

Parties to any land transactions will need to engage lawyers, licensed conveyancers or banks to register any such dealings in land (as registered subscribers to the electronic lodgement platforms).

The Central Coast conveyancing and property experts at Tonkin Drysdale Partners are registered subscribers and able to handle all dealings in land.

What do I have to do?

There is nothing that an owner of land or a mortgagee needs to do. The change is automatic and from 11 October 2021 all Certificates of Title for NSW land will be void and of no legal effect.

If you currently hold a Certificate of Title you are not required to return this to the Land Registry and you can retain it as a memento or destroy it if you prefer. If your property is mortgaged and you wish to have your Certificate of Title returned to you after 11 October we advise that you contact your mortgagee as soon as possible with this request.

If you are holding a Certificate of Title without the registration of a mortgage on title as security for payment of a debt by the landowner you should urgently make alternate arrangements to secure that debt. The voiding of Certificates of Title means that securing of debt merely by deposit of the Certificate of Title will no longer be effective from 11 October 2021.

Central Coast Conveyancing Lawyers

If you have any concerns about the abolition of Certificates of Title and its effect on you, our experienced Central Coast conveyancing and property lawyers are here to help. Get in touch with our team here.

Paul Tonkin
Managing Partner
Paul’s areas of legal practice include commercial and business advice, leasing, finance, property transactions, estate planning, liquor licensing, trusts and litigation. Paul was associated with Sydney-based firms Herbert Smith & WB Phillips prior to joining Tonkin Drysdale in 1991.
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